Motorcycle Rider Education & Endorsements

Helmet Exemption

In an effort to answer questions our department has received regarding the motorcycle helmet exemption law, we provide the following information.

Exemption eligibility

Only the following individuals are eligible for the motorcycle helmet exemption:

  • 21 years of age or older and
  • covered by an insurance policy providing at least $10,000 in medical benefits.

Effective date

The law went into effect on July 1, 2000.

Proof of insurance required

The department is advising law enforcement to accept a health insurance card (or actual policy or declarations page) from a HMO or Blue Cross/Blue Shield or some other recognized health insurance provider as proof of required medical insurance. The card must show current insurance coverage.

In addition, limited motorcycle medical coverage will suffice. Contact your insurance carrier for more information. PIP coverage under a personal passenger vehicle policy would be insufficient for either the operator or passenger on the motorcycle.