Motor Vehicles, Tags & Titles
Liens and Titles
A lien is when a lienholder has a secured interest in a vehicle, mobile home or vessel in the form of a debt due to the lienholder and the lienholder’s information is placed on either a paper or electric certificate of title in addition to the owner’s information.
Certificate of Title
A certificate of title in electronic or paper form is the proof of ownership of a vehicle, mobile home or vessel in the state of Florida. Most vehicles, mobile homes or vessels are required to be titled, with the exception of mopeds, motorized bicycles, and trailers weighing less than 2,000 pounds.
You must apply for registration and title in your name when you purchase a vehicle, mobile home or vessel; bring a vehicle, mobile home or vessel into Florida from another state; or at any time the ownership of a vehicle, mobile home or vessel changes.
Acquiring a Title
In Florida, to obtain a certificate of title you must, at minimum, have the following:
- Proof of identity
- Proof of ownership
- Proof of required insurance coverage. For additional information on insurance, please visit the department’s What is Insurance?
- Complete an Application for Certificate of Title With/Without Registration (HSMV form 82040).
- Pay applicable sales tax and title and registration fees. For more information regarding fees, please visit our fees page.
If you are a military service member or veteran, please visit the department’s Military and Veteran Information Section.
Titles with two owners
In Florida, vehicles, mobile homes or vessels that are owned by two or more owners can have the ownership joined by either an “and” or “or”.
Owners joined by “and” indicates that owners share equal responsibility for the vehicle, mobile home or vessel, and owners must be present or have a the title certificate signed by each owner as seller in order for the title to be transferred out of their names.
Owners joined by “or” indicates that either owner can take individual responsibility for the vehicle, mobile home or vessel, and either owner may be present or may sign a bill of sale in order for the title to be transferred out of their names. Please note: When a title with two owners is joined by “or”, neither owner can remove their name leaving the title in the name of the other owner. The new owner must make application for title.
Power of Attorney
When necessary you can give a general or a limited Power of Attorney to a family member or a trusted friend to handle your title and registration. The department provides a limited Power of Attorney for a Motor Vehicle, Mobile Home or Vessel (HSMV Form 82053) for your use.