Liens and Titles

Electronic Liens and Titles Providers and Participants

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The Electronic Filing System (EFS) system provides a means for agents (primarily licensed dealers) to perform Tax Collector and Department of Highway Safety and Motor Vehicles (the department) transactions related to motor vehicle title and registration issuance. The system provides users real time access to vehicle, registration and title information from the department and grants them access to real time transaction processing of title and registration applications.

All businesses that finance vehicles to be titled in Florida must be electronically connected to the department or risk rejection of their requests to record a lien on Florida vehicle, mobile home or vessel titles.

A lienholder may choose to utilize an approved third-party service provider for software and record management needs. Then, the department will send the electronic title and lien notifications to the third-party service provider, where the transactions will be matched, and records maintained. When perfecting liens, a lienholder uses a third-party service provider to release the lien. When the lien(s) are being satisfied, the third-party service provider will forward lien satisfactions from the lienholder to the department and will receive an electronic confirmation from the department. A third-party service provider also provides reporting services for a lienholder.

 

How can a Lienholder become an ELT Participant?

Dealers and other organizations wishing to participate should contact one of the certified service providers listed in the below ELT Provider section. Lenders will need to contract with one of department’s approved service providers to become an ELT participant. See approved list below:

ELT ProvidersContact Information
Auto Data Direct, Inc.Provider's Website
Auto Titles of AmericaProvider's Website
Dealer Support ServicesProvider's Website
Decision Dynamics, Inc.Provider's Website
DealerTrack Collateral ManagementProvider's Website
Florida ELTProvider's Website
INSTeTAG, Inc.Provider's Website
PDP Group, Inc.Provider's Website
Secure Title Administration, Inc.Provider's Website
Title Technologies, LLC.Provider's Website
VINtekProvider's Website

ELT Participant Information

ELT Participating Institutions

 

Additional Resources:

For ELT provider system inquiries contact Travis Pelham at TravisPelham@flhsmv.gov.

Please note: If you are not inquiring about becoming an ELT Participant but have general title and registration questions, please call our Customer Service Center at (850) 617-2000 or contact your local tax collector’s office.