Florida Insurance Requirements


There are specific requirements for an individual or other specified entities to be self-insured. Per Section 324.171, F.S., outlines the financial requirements for the Department to issue a certificate to qualified individuals or other specified entities as a self-insurer. In 2013, the Florida Legislature removed surety bonds as a means of obtaining self-insurance. The change went into effect July 1, 2013.

If an individual qualifies to be self-insured, they are financially responsible, this is NOT an insurance policy.

Send your documentation to the below fax number, email or mailing address provided for processing.

Fax Number: 850-617-3938

Email Address: selfinsurance@flhsmv.gov

Mailing Address:

Department of Highway Safety and Motor Vehicles
Bureau of Motorist Compliance
2900 Apalachee Parkway, MS-97
Tallahassee, Florida 32399-0585
Attention: Self Insurance

Please allow up to 30 days to process your request. If the documentation provided is not completed in its entirety, the request will be denied, and new documentation will be required.