Florida Insurance Requirements

Business Customers

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All licensed insurance companies who report to FLHSMV provide the policy initiation or cancellation electronically.

If your insurance company notifies us that you cancelled or removed a vehicle from a policy, or your vehicle’s registration was renewed, transferred or originally issued and the insurance company denied the coverage that was provided at the time of the transaction, and your vehicle has a valid Florida registration and no other active Florida policy is reported by another insurance company, the department sends a letter notifying you to provide the required insurance coverage information. You may also receive a letter from FLHSMV to verify your insurance because of a crash or receiving a citation for driving without proof of insurance.

If you are a business and you canceled or removed the vehicle from a Florida policy because:

If you have received a Notice of Suspension regarding an insurance case and the requirements have not been met prior to the original suspension date indicated on the Notice of Suspension received, a reinstatement fee is required. Please visit the below link to pay the reinstatement fee to remove the hold from the business’s registration. To process the payment online you are required to enter the Financial Responsibility case number provided on your Notice of Suspension letter.

Select the below link for payment processing:

https://fdohsamvcsrfl.tylerportico.com/payments/billsearch/

During the payment process you will be required to input an email address for a receipt to be sent. The card information that is inputted must match the information for the card such as:

  1. The card holder’s name.
  2. The cards’ billing address.
  3. The security code for the card.
  4. The expiration date for the card.
  5. The billing zip code for the card.

If the above information is entered incorrectly this will prevent a payment from being processed.

There may be instances where a vehicle is not eligible for reinstatement online. When accessing the above link if you receive an error message stating, “We apologize, we cannot find what you are looking for”, it could indicate one of the following:

  1. The Financial Responsibility sanction number you entered is incorrect, please verify you have the correct information. If you verified, you have the correct information the error message could be a result of one of the following.
  2. The insurance company has not updated our database with the current insurance information. Please contact your insurance company and request they report the coverage electronically to the department.
  3. The requirements for clearing the associated Financial Responsibility sanction have not been met, such as surrendering the license plate or proof of non-ownership. Please provide these documents to a Florida driver license office or tax collector service center. When the above documentation is provided, and a reinstatement fee is due the office can provide you with the link to process the reinstatement fee online.
  4. The Financial Responsibility sanction number you entered has already been cleared, no further action is required.

Once a payment has been processed the stop is removed from the vehicle that is associated with the Financial Responsibility sanction immediately. Once the stop has been removed you may be eligible to renew the registration online at MyDMVPortal.gov or by visiting a tax collector’s office.