I am in the military in another state and my
spouse is with me, but she is not in the military. The vehicle we
have is registered in my spouse's name. Is insurance from Florida
No. You will be required to provide a copy of the member's out-of-state
military orders along with a statement stating the vehicle is with
you at each renewal.
I am in the military assigned out-of-state and
my vehicle will be stored in Florida until I return. Must I maintain
my Florida insurance policy?
Yes. As long as the vehicle remains in Florida with a valid tag
and registration you will be required to maintain coverage. However,
you may surrender your tag and registration to the nearest
Florida driver license office or tag agency until you return to
Florida, if you do not want to maintain the Florida insurance coverage.
I am in the military on active
duty outside the United States. Am I required to have Florida coverage
on my Florida registered vehicle?
No, as long as your name is on the registration as owner or co-owner,
and your car is with you. You will be required to provide a copy
of your out-of-state military orders to the Department of Highway
Safety and Motor Vehicles and a statement stating the vehicle is
Questions from Students
I am a Florida resident who has a vehicle registered
in Florida but am attending school in another state. Am I required
to have Florida automobile insurance?
Yes. For all vehicles registered in Florida, you must have Florida
insurance coverage. If the vehicle is continuously maintained in
the state in which you are at school, you must talk to your insurance
agent. Many insurance companies will only write coverage for the
state of residence, where the car is expected to be maintained.
Your Florida coverage may not be valid if they found that the vehicle
is primarily maintained in another state. If you intend to stay
in that state for three or four years, you may have to transfer
your registration and insurance to that state. Your agent can help
you with these questions.