To:  Tax Collectors and License Plate Agents

From:  Carl A. Ford, Director

Subject:  ELT Lien Satisfaction Letter

Advisory Date:  01-13-09                              Implementation Date:  01-15-09                              

Advisory Number:    T09-01



                        The Department of Highway Safety and Motor Vehicles is taking another step in the electronic title process as well as implementing a significant cost saving measure.  Currently when a title is electronic with a lien and the lien is satisfied, the vehicle owner is sent a letter from both the lienholder and the Department.  The Department notifies the owner that the lien has been satisfied and instructs them how to obtain their title.


                        To reduce redundancy and make the most efficient use of resources, the Department is discontinuing the mailing of these notices effective January 15, 2009.  The Department is partnering with financial institutions to increase public awareness of the benefits of an electronic title and requesting them to include information on how to obtain a paper title, if needed, in the information sent to their customers when a lien is satisfied.


                        The department will continue to encourage owners to maintain a title electronically to eliminate the risk of losing it and having to pay title fees to obtain a duplicate.  It is also an effective fraud deterrent because potential thieves will not have access to the title.


                        Vehicle owners will still be able to obtain a paper title by visiting or contacting their local Florida county tax collector’s office or visiting the Department’s website at  The Department has requested that all ELT lienholders provide this information when sending lien satisfaction information to their customers.  The Department also communicated with the motor vehicle dealer community to ensure their awareness. 


                        If you have any questions or need further information, please contact your Help Desk Representative.