General Questions Regarding Motor Vehicle Insurance

• I am registering a vehicle for the first time in Florida. Is automobile insurance mandatory?

• What type of insurance is required to purchase and maintain a Florida tag and registration?

• What is "Personal Injury Protection" insurance?

• What is "Property Damage Liability" insurance?

• What is meant by "Florida Coverage"?

• Can I maintain my current policy issued in my previous state of residence?

• What if I fail to keep insurance on my vehicle that I've registered in Florida?

• If my driving privilege is suspended because I am not properly insured, is there a penalty to reinstate my license?

• I live outside Florida for six months a year. When not in Florida, my vehicle is in storage and not used. Must I maintain automobile insurance?

• I am not a resident of Florida, but I have a business that keeps me in Florida sometimes for several months at a time. Must I comply with Florida's insurance laws?

• I own multiple vehicles. Some are not used for different reasons, but the county I live in requires that the vehicles remain registered. Must I maintain insurance coverage on these vehicles?

• What can I do to avoid a driving privilege suspension when I choose not to insure a vehicle?

• If my driving privilege is suspended for no insurance, will I be granted a temporary driver license for working purposes?

• I am self-employed as a taxi-driver and the only vehicle I own is used as a taxicab. Must I carry automobile insurance?